Insurance

"Make sure you have the right protection for you and your family to give you peace of mind."

Life cover

Pays out a lump sum on death to help support family or loved ones

Term assurance

Provides life insurance at a lower cost than whole of life cover but for a set period of time

Critical illness cover

Pays out a lump sum when diagnosed with a critical illness

Income protection

Provides you with a regular income if you are unable to work due to accident or sickness

"Going direct may not be cheaper and you may miss out on important benefits."

If the policy has no investment element then it will have no cash in value at any time and will cease at the end of the term. If the premiums are not maintained, then cover will lapse.

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