Pensions

"One of the biggest decisions you'll ever make with long term consequences if you get it wrong."

Saving for retirement

  • How much should you save?
  • Where should you invest?
  • What type of pension is best for you?

Transfer existing pensions

We can help analyse the benefits and restrictions of your existing pensions and advise whether or not to transfer or consolidate these before or at retirement.

Taking retirement benefits

  • When should you start taking your pension?
  • How much income should you take?
  • Should you opt for drawdown or an annuity?

Annuities

  • Do you want a secure income in retirement?
  • Do you qualify for an enhanced annuity?
  • Do you want payments to be protected against inflation, continue to a beneficiary on death or be guaranteed for a set period of time?

"We are here to help you decide what is best for you and your circumstances."

A pension is a long term investment he fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.​

Want to find out more?

Contact us